Stamp duty
Stamp duty
Stamp duty bill
On £375,000 (residential) · effective rate 2.33%
2026/27 rates · Last checked · Sources in page details
By buyer type
Bands applied
Standard schedule
Total stamp duty £8,750
If this property were in…
Same £375,000 price, same buyer type, three UK tax regimes.
Where your tax goes
Categories and shares come from HMRC's 2024/25 Annual Tax Summary methodology, using PESA 2025 and OBR March 2025 figures. The government does not set aside your exact tax for these areas, so this is only an estimate. Last reviewed 29 April 2026.
View source ↗on £8,750 stamp duty
This is an estimate. The government does not set aside your exact tax for these areas.
Per-capita weekly welfare spend: £246.1bn (PESA 2025, Social Protection excl. state pensions) ÷ 67.6M UK population ÷ 52 weeks ≈ £70/week. This is not a Universal Credit claimant's entitlement; the standard allowance for a single adult 25+ is ~£92/week.
View source ↗£1,864
Welfare
≈ 27 weeks of welfare per citizen
Per-citizen daily NHS spend: £241.8bn (PESA 2025, Health) ÷ 67.6M ÷ 365 ≈ £9.80/day. The average national contribution per person per day, not the cost of any specific treatment.
View source ↗£1,829
Health
≈ 187 days of NHS care (per citizen)
New State Pension full rate, 2026/27: £241.05/week (4.7% triple-lock increase from April 2026). HMRC sources the £137.8bn pensions outturn from OBR March 2025.
View source ↗£1,041
State Pensions
≈ 4 weeks of state pension
£124.7bn in 2024/25 of interest on UK government gilts. Rose sharply from 2022 with higher interest rates and inflation-linked gilts. Now larger than the entire defence budget.
View source ↗£945
National Debt Interest
DfE per-pupil revenue funding (~£7,400/year for state schools) ÷ 195 school days ≈ £38/day. A blended primary/secondary average. Total education spend in HMRC's category (£118.7bn) also covers higher education, further education, and early years.
View source ↗£901
Education
≈ 24 school days funded
£63.6bn in 2024/25. UK defence spending is committed to rise from ~2.3% of GDP toward 2.5% by 2027.
View source ↗£481
Defence
+ £1,697 across public order & safety, transport, business & industry and 6 more
Estimates onlyShowHide
Calculations use HMRC published rates for education and illustration. They are not regulated financial, tax, or legal advice. Verify against your own tax position before filing or making financial decisions.
Background reading
UK property tax: SDLT, LBTT and LTT
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Background reading
UK property tax: SDLT, LBTT and LTT
The three UK nations each tax property purchase differently. England and Northern Ireland use SDLT, Scotland uses LBTT, and Wales uses LTT. Each has its own bands, thresholds and reliefs, which makes cross-region comparisons useful for buyers, second-home owners and BTL investors.
What are the 2026/27 SDLT rates in England and Northern Ireland?
0% to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1.5m, then 12% above. From April 2025, first time buyer relief is 0% to £300,000 and 5% from £300,000 to £500,000, then lost above £500k.
Is stamp duty different in Scotland and Wales?
Yes. Scotland uses LBTT with different bands starting at £145,000 (£175,000 for first-time buyers). Wales uses LTT with a £225,000 0% threshold and no separate FTB scheme. Use the region toggle to compare all three.
What is the additional property surcharge?
If you own more than one residential property after completion, you pay extra: 5% surcharge on the full price in England/NI, 8% ADS in Scotland, and in Wales a separate 'Higher Residential Rates' band table applies (5% from £0, rising to 17% above £1.5m). It applies even if you live in the new property.
Is there a stamp duty surcharge for non-UK residents?
Yes, in England and Northern Ireland only: a 2% surcharge on top of the standard or additional rates. Scotland and Wales do not levy a separate non-resident surcharge.
Privacy, sources & last reviewed14 May 2026 · ShowHide
Privacy and independence
Built and maintained by Afterax as an independent educational UK tax calculator project. Calculations run in your browser using HMRC 2026/27 rates. Inputs can be saved on this device and included in share links.
Sources
Bands, thresholds and reliefs come from official sources and are checked when a Budget or in-year change is announced.
- HMRC, Stamp Duty Land Tax (England & NI)
- Revenue Scotland, Land and Buildings Transaction Tax
- Welsh Revenue Authority, Land Transaction Tax
- HMRC, Higher rates for additional properties
Last reviewed 14 May 2026 · updated for 2026/27 · view changelog →